The Advantage Club has announced ten exciting trips for 2012. Day trips are planned to six Missouri destinations. Out of state destinations include Washington, D.C., Leavenworth, Kansas and LeClaire, Iowa. Come have a good time with friends in the Advantage Club! For more information call Mary Ann Gelven, Advantage Club Director at 573-897-2204, or visit with the Advantage Club representative at any branch.

Over-The-Counter Sales of Paper Savings Bonds to be Discontinued December 31, 2011.

The U.S. Department of the Treasury has announced it will end over-the-counter (OTC) sales of paper savings bonds at the end of this year.  This includes sales of savings bonds through financial institutions and applications mailed directly to the Federal Reserve Bank by customers. Savings Bonds are not going away. Electronic savings bonds in Series EE and I will remain available through purchase in TreasuryDirect, a secure, web-based system operated by Public Debt. If you have further questions, please contact the Federal Reserve Bank of Minneapolis at (800) 553-2663. To learn more about electronic savings bonds through TreasuryDirect, visit www.treasurydirect.gov.

	Safe and Secure
	Did you know that Legends Bank operates as one of the safest banks in the nation?  Once again in 2012, Legends Bank received a financial safety rating which placed them in the TOP 2% NATIONALLY for Financial Stability.  Now that's security you can count on!

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "non interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC Insurance coverage of transaction accounts, visit  www.fdic.gov.