March 14, 2010
Legends Bank MasterCard® and Visa®
At a Glance
Legends Bank's MasterCard® and Visa® credit cards are low rate, no annual fee cards issued and serviced right here in Mid-Missouri. Have a question or problem - call and talk to someone you know, not some automated telephone system on the coast.
To report a LOST or STOLEN CREDIT CARD (after hours)
call 1-800-423-7503 immediately.
Features
- No annual fee or transaction fee for purchases.
- Low annual percentage rate of 12.50% Variable Rate*.
- 25 day grace period for repayment of the balance for purchases.
Legends Bank offers Travel Advantage - a package of free services and benefits provided just for you, our valued cardholder. These benefits are not included with most other cards, but we provide them to you at no additional charge. We hope you enjoy the Advantages of our card.
The benefits and services included in Travel Advantage are related to health care, travel, security, and insurance. See www.cardenhancements.com/travel/home.htm which describes each of the services to which you are entitled just for being our cardholder.
View your Credit Card Information on the web - for current account information on your Legends Bank Credit Card, see www.mycardstatement.com. ( Includes account balance, available credit, minimum payment, payment due date, last payment, and transactions posted since last statement.)
Annual Percentage rate for purchases |
12.50% Variable Rate* |
Late Payment Fee |
Lesser of 5% of amount due of $25.00 minimum of $15.00 |
Grace period for repayment of balance for purchases |
25 days |
Method of computing the balances for purchases |
Average Daily Balance method (including new Purchases) |
Annual fees |
NONE |
Minimum finance charge |
$0.50 |
Transaction fee for purchases |
NONE |
Over-The Credit- Limit fees |
$10.00 |
Transaction fee for cash advance |
$5.00 |
* The APR may vary. The rate is determined by adding the Prime Rate and 8.50% for purchases and cash advances. The information about the costs of the card described is accurate as of December 1, 2008. To find out what may have changed, write to us at Legends Bank, P.O. Box 888, Linn, Missouri 65051. |
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Merchant Services
Legends Bank offers a complete line of merchant services. We can handle all your credit card processing needs including MasterCard®, Visa®, Discover® and American Express®. Additionally, we can process all debit card applications.
We provide all of the equipment to meet your processing needs. If your business is considering using merchant services, stop by any of our locations or give us a call!
