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One of our most popular products, the Legends Bank debit card doubles as an ATM card and a debit card. As an ATM card it can be used at hundreds of thousands of ATM machines worldwide. As a debit card it can be used at any merchant accepting Visa or MasterCard, acting as an “electronic checkbook” in place of paper checks. These cards can be instantly issued at most of our locations.

To report a LOST or STOLEN DEBIT CARD (after hours) call 1-800-383-8000 immediately. During business hours, you can come to the bank.

Best For

A debit card can be used in conjunction with any of our personal accounts, including Preferred Checking, Free Checking, VIP and VIP Plus accounts.


As an ATM card, use it free at any of Legends Bank’s drive up ATM machines at the Belle, East Linn, Jefferson City, Loose Creek, Owensville, Rolla, Taos, Union and Westphalia branches, and at the bank’s walk up ATM machines in the Bland K&M Country Store, and Linn Thriftway supermarket. The card is also accepted at hundreds of thousands of other ATMs worldwide.

As a debit card, use it for purchases at any merchant accepting MasterCard or Visa. No more having to provide ID when trying to make a purchase out of town. The transaction is automatically deducted from your checking account, and there are no fees for these types of transactions.

Debit cards can be issued instantly at our Linn, Jefferson City, Owensville, Rolla and Union locations. Want to support your local school? Ask us about our school spirit card selection where we will support your local school with a $5.00 donation that will then be remitted to that school.

Minimum Balance



The debit card is free. Legends Bank assesses a fee of $1.00 each time you use your card at a non-Legends Bank ATM. There is no charge for using the card at an ATM owned by Legends Bank, or for using the card as a debit card at a merchant location.

Travel Tips

If traveling outside your area but yet within the United States, watch your smartphones for messages from Shazam in case there is a purchase made with your bank issued debit card that is in question. Shazam will want verification that the purchase was made by you. Please respond. If traveling outside the United States, contact any of our ten locations prior to departure so that we can add a note to your account for reference if any purchases are in question. #travelsafe

Shazam brella™

SHAZAM brella is a fraud transaction alerting, balance monitoring and ATM locator application. And, you can use this app to block and unblock your card with our transaction control feature!  Learn more about Shazam brella!

Commonly Asked Questions and Answers

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