Here’s some information about Preferred Business Checking Accounts:

A full-featured account with unlimited check writing.

Whom Are They Best For?

Small businesses that need a general purpose account.

What Are The Features?

1. Monthly statement with paid check images.
2. No monthly maintenance fee if average daily balance is $400 or more.
3. Free account access via Telebank and Internet Banking.

Are There Fees?

1. No monthly maintenance fee if average daily balance is $400 or more; otherwise a fee of $6 per statement cycle.
2. $0.25 per item over 200 total debits, credits and deposited items per month.

Here’s some information about Commercial Analysis Checking:

A full-featured account with a monthly earnings credit to be applied against other charges.

Whom Is It Best For?

Businesses that need a general purpose account for higher volume transactions.

What Are The Features?

Monthly earnings credit based on 91 day T-bill rate.

1. $8 monthly service charge with per item charges (see below).
2. Monthly statement with paid check images.
3. Free account access via Telebank and Internet Banking.

What Is The Minimum Balance To Earn Interest?

Investable Balance

Are There Fees?

1. $8 monthly maintenance fee.
2. $0.14 per paper debit or credit, $0.10 per electronic debit or credit, $0.07 on-us deposited item, $0.10 other deposited items.
3. FDIC assessment based on current calculation.

Here’s some information about IMM Accounts:

An interest bearing, limited transaction account.

Whom Are They Best For?

Businesses that want check writing privileges and a competitive interest rate.

What Are The Features?

1. A variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
2. Monthly statement with paid check images.
3. Withdrawals generally limited to 6 per month.
4. Free account access via Telebank and Internet Banking.

What is the Minimum Balance to Earn Interest?

Minimum balance of $2,500 is required to earn interest on the account for that day.

Are There Fees?

1. No monthly maintenance fee if average daily balance is $2,500 or more; otherwise a fee of $10 per statement cycle.
2. An excess withdrawal penalty of $3.00 for each withdrawal over 6 during a monthly cycle.

Here’s some information about Organizational Checking:

A full-featured account with unlimited check writing.

Whom Is It Best For?

Non-incorporated organizations that need a low volume checking account.

What Are The Features?

1. Monthly statement with paid check images.
2. No monthly maintenance fee if minimum balance is $100 or more.
3. Free account access via Telebank and Internet Banking.

Are There Fees?

1. No monthly maintenance fee if minimum balance is $100 or more; otherwise a fee of $3 per statement cycle.
2. $0.25 per item over 100 total debits, credits and deposited items per month.