Legends Bank has a range of financial services for each stage in life. From children to adults, we have a variety of checking account options to match your needs. Explore our checking options below.
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A checking account with unlimited check writing and the ability to receive a paper statement with paid check images.
A full featured checking account with unlimited check writing and no minimum balance.
Best For
Individuals who need a general purpose individual or household account.
Features
- ATM card and MasterMoney debit card available.
- Monthly statement with images of paid checks.
- No monthly fee if minimum balance is $400 or more.
- Banclub packages available (see below).
Fees
- No monthly maintenance fee if minimum balance is $400 or more; otherwise $6 per statement cycle.
- Free ATM card or MasterMoney debit card.
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An electronic only account to assist you in spending control or in getting your financial needs on track.
$100 to open account with no minimum balance. Electronic only account to assist you in spending control or in getting your financial needs on track.
Best For
Individuals who like no surprises and for those who may have previously had difficulty qualifying for a checking account.
Features
- $100 deposit required to open account.
- Electronic only account – debit card, online banking (without billpay) and telephone banking. Check writing is prohibited on this account.
- Direct Deposit Capable (payroll and benefits).
- Ability to set up automatic withdrawals through a debit card.
- Ability to convert to another type of account after maintaining account in good standing for one year.
Fees
$5.95 maintenance fee per monthly statement cycle with E-statement; $7.95 maintenance fee per statement cycle with a truncated paper statement.
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A checking account with unlimited check writing and the ability to avoid service charge fees when you receive an Estatement.
No fees with E-statement. No minimum balance.
Best For
Customers looking for the lowest possible cost checking account option for personal and household use.
Features
- Unlimited check writing.
- No minimum balance.
- ATM or MasterMoney debit card available free.
- Requires an e-statement to avoid fees.
Fees
None with e-statement; otherwise a maintenance fee of $3.00 per statement cycle for truncated statement
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An interest bearing checking account with unlimited check writing.
Best For
Individuals and not-for-profit entities that want check writing privileges and a competitive interest rate.
Features
- Variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
- Monthly statement with paid check changes.
- Free ATM card or MasterMoney debit card.
- Account can be accessed via Telebank and Internet Banking.
Minimum balance of $1,000 is required to earn interest on the account each day.
Fees
No monthly maintenance fee if min. balance is $1000 or more; otherwise a fee of $9 per statement cycle.
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An interest bearing checking account with unlimited check writing for high balance accounts.
Best For
Individuals and not-for-profit entities that want check writing privileges and a competitive interest rate.
Features
- Variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
- Monthly statement with paid check changes.
- Free ATM card or MasterMoney debit card.
- Account can be accessed via Telebank and Internet Banking.
Minimum balance of $5,000 is required to earn interest on the account each day.
Fees
No monthly maintenance fee if min. balance is $5000 or more; otherwise a fee of $11 per statement cycle.
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An interest bearing account for individuals with a qualified high deductible medical insurance plan.
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A checking account with unlimited check writing that rewards you with exceptional features.
Personalized Checks
Receive specialty imprinted checks at no additional cost to you. Additional check options are available at a 40% discount.
Cashiers Checks and Money Orders
These secure, convenient instruments are available to you at no issue fees.
$10,000 Accidental Death and Dismemberment Insurance
You’ll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.
Medical Emergency Data Card
Keep vital health and personal information on hand at all times with this convenient plastic card. In an emergency, medical personnel will have quick access to your current health profile. You can update your card every year.
Emergency CashAdvance Service
Get cash in emergencies with your MasterCard® or Visa®. You can get up to $500 on your available cash advance limit at a generously discounted fee at over 15,000 locations coast to coast. Most are open around the clock.
Savers Club® Discount Book
Save 50% at over 3,000 participating lodging properties from coast to coast, and up to 20% on vacation dining nationwide. Plus, you’ll find discount offers from theme parks and car rental companies. You can receive a new bargain-filled Savers Club® Discount Book every year.
Increase Your Security With the Family Plan
If you have a family or simply want the added security of increased protection, we recommend the Family Plan:
- $20,000 coverage for members.
- $10,000 coverage for your spouse. (If no spouse, coverage applies to members.)
- $1,500 coverage for each dependent child. Coverage for the entire family is just $2 extra per month.
Unlimited Checking
Use all the checks you like. With Banclub there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Hot-Line®, Credit Card Bureau of America, Payment Card Protection
When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report loss or theft, and all your card issuers will be notified for you. You’ll also receive protection against any liability on every registered card.
Bonus Travel
Earn exciting cash rewards when you travel. Arrange your travel toll free, 24 hours a day, and get 10% savings on lodging expense, plus 3% on airline travel, car rentals, cruises and package trips.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Banclub ID card.
Everyday Rebate Rewards
Get cash back – simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back.
Special Program Notes
Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death and Dismemberment Insurance benefits reduces by half at age 70. As a member, you’ll automatically receive new benefits as they are added to your program.
Fees
Depending on the Banclub Benefits package selected, the following Banclub fees will be assessed on a monthly basis:
Banclub fee of $7.00 (basic); Banclub fee of $8.00 (personal); Banclub fee of $9.00 (family).Banclub 55® and 55+®
Make sure to check out the special features for seniors below.
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An age 55+ checking account that rewards you with exceptional features.
Just a $100 Minimum Balance
When you keep a $100 minimum daily balance, you will avoid the monthly maintenance fee. Should your balance drop below $100, a monthly maintenance fee of $7.00 will be charged.
Cashiers Checks and Money Orders
These secure, convenient instruments are available to you at no issue fees.
$100,000 Common Carrier Accidental Death Insurance
You’ll be covered for $100,000 in Accidental Death Insurance when you travel by licensed Common Carrier.
Hot-Line®, Credit Card Bureau of America, Payment Card Protection
When your credit, ATM and check cards are registered, just call the toll-free 24-hour number to report loss or theft, and all your card issuers will be notified for you. You’ll also receive protection against any liability on every registered card.
Document and Personal Property Registry
Register your important documents and personal property. If your registered items are ever lost, stolen or destroyed, just call the toll-free 24-hour number to receive the information you need to request replacement of your documents or file insurance claims.
Half Price Hotels
You can save 50% on your room rates at thousands of hotels all across the country and in many popular foreign destinations, whether you travel on vacation or on business.
Unlimited Checking
Use all the checks you like. With Banclub there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Banclub ID card.
Bonus Travel
Earn exciting cash rewards when you travel. Arrange your travel toll free, 24 hours a day, and get 10% savings on lodging expense, plus 3% on airline travel, car rentals, cruises and package trips.
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Plus!
With a monthly maintenance fee of $5.00, get the Banclub 55 Benefits plus all of the values listed in this section.
Personalized Checks
Receive specialty imprinted checks at no additional cost to you. Additional check options are available at a 40% discount.
Everyday Rebate Rewards
Get cash back – simply by purchasing items you use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% cash back.
Rx Advantage Prescription Drug Program*
Your Rx Advantage card grants you preferred pricing on many prescription medications at participating pharmacies nationwide. *This program is not insurance.
Get Up & Go®
You and your companion can enjoy three days and two nights of hotel accommodations at one of 16 vacation destinations across the U.S. Simply request a certificate; activate it; then send in a request for your preferred destination and travel time, along with a one-time reservation processing fee.
Earn Interest
Your checking account will earn interest with a $2,500 or greater daily balance.
Coast to Coast Vision Plan
You’ll save money when you purchase eyewear with Coast To Coast Vision Plan. Enjoy 20% to 60% savings on eyeglasses, contacts and non-prescription sunglasses at over 10,000 nationwide retail providers. You can also save 10% to 30% on eye exams and surgical procedures including RK and LASIK surgery through our national network of ophthalmologists, where available. You and your family may use the vision plan benefits as often as you like.
Local Connections
Save money at your favorite local merchant with online, printable coupons. Access two-for-one restaurant discounts, as well as savings on attractions, auto and home services, clothing and more.
$10,000 24-Hour Accidental Death and Dismemberment Insurance and $100,000 Common Carrier Coverage
Banclub 55 Plus coverage includes $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day. Your Accidental Death Coverage increases to a total of $100,000 when you travel by licensed Common Carrier.
