Legends Bank has a range of financial services for each stage in life. From children to adults, we have a variety of checking account options to match your needs. Explore our checking options below.
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A checking account with unlimited check writing and the ability to receive a paper statement with paid check images.
A full featured checking account with unlimited check writing and no minimum balance.
Best For
Individuals who need a general purpose individual or household account.
Features
- ATM card and MasterMoney debit card available.
- Monthly statement with images of paid checks.
- No monthly fee if minimum balance is $400 or more.
- Banclub packages available (see below).
Fees
- No monthly maintenance fee if minimum balance is $400 or more; otherwise $6 per statement cycle.
- Free ATM card or MasterMoney debit card.
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An electronic only account to assist you in spending control or in getting your financial needs on track.
$100 to open account with no minimum balance. Electronic only account to assist you in spending control or in getting your financial needs on track.
Best For
Individuals who like no surprises and for those who may have previously had difficulty qualifying for a checking account.
Features
- $100 deposit required to open account.
- Electronic only account – debit card, online banking (without billpay) and telephone banking. Check writing is prohibited on this account.
- Direct Deposit Capable (payroll and benefits).
- Ability to set up automatic withdrawals through a debit card.
- Ability to convert to another type of account after maintaining account in good standing for one year.
Fees
$5.95 maintenance fee per monthly statement cycle with E-statement; $7.95 maintenance fee per statement cycle with a truncated paper statement.
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A checking account with unlimited check writing and the ability to avoid service charge fees when you receive an Estatement.
No fees with E-statement. No minimum balance.
Best For
Customers looking for the lowest possible cost checking account option for personal and household use.
Features
- Unlimited check writing.
- No minimum balance.
- ATM or MasterMoney debit card available free.
- Requires an e-statement to avoid fees.
Fees
None with e-statement; otherwise a maintenance fee of $3.00 per statement cycle for truncated statement
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An interest bearing checking account with unlimited check writing.
Best For
Individuals and not-for-profit entities that want check writing privileges and a competitive interest rate.
Features
- Variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
- Monthly statement with paid check changes.
- Free ATM card or MasterMoney debit card.
- Account can be accessed via Telebank and Internet Banking.
Minimum balance of $1,000 is required to earn interest on the account each day.
Fees
No monthly maintenance fee if min. balance is $1000 or more; otherwise a fee of $9 per statement cycle.
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An interest bearing checking account with unlimited check writing for high balance accounts.
Best For
Individuals and not-for-profit entities that want check writing privileges and a competitive interest rate.
Features
- Variable interest rate that may change weekly, not tied to any index. Interest is compounded and paid monthly.
- Monthly statement with paid check changes.
- Free ATM card or MasterMoney debit card.
- Account can be accessed via Telebank and Internet Banking.
Minimum balance of $5,000 is required to earn interest on the account each day.
Fees
No monthly maintenance fee if min. balance is $5000 or more; otherwise a fee of $11 per statement cycle.
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An interest bearing account for individuals with a qualified high deductible medical insurance plan.
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Legendary Checking
A checking account with unlimited check writing that rewards you by helping protect you and your finances, providing helpful ways to save and offering big rewards on everyday purchases.
Personalized Checks
Receive up to two boxes specialty imprinted checks annually at no additional cost to you. Additional check options are available at a 40% discount.
Cashier’s Checks and Money Orders
These secure, convenient instruments are available to you with service charge fee waived.
Accidental Death and Dismemberment Insurance1
You’ll be protected with up to $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.
IDProtect®
Identity theft monitoring and resolution service2 that includes credit file monitoring, access to your credit score3, monitoring of over 1,000 public databases, identity theft expense reimbursement1, fully managed resolution services, and more. (Registration/activation required)
Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required)
Cellular Telephone Protection1
Receive up to $400 of replacement or repair cost. (Cellular telephone bill must by paid using this account.)
Health Discount Savings
Enjoy savings on vision, dental services, and prescriptions. This is NOT insurance. (Registration/activation required)
$hopping RewardsTM
Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required, available via mobile and web only)
Travel and Leisure Discounts
Save big with deep discounts at thousands of local and national businesses. (available via mobile and web only)
Unlimited Checking
With Legendary Checking there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Legendary Checking ID card.
Cash Back Member Rewards
You can earn 10% cash back on our everyday purchases – such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards – up to $100 each quarter for a total cash back of up to $10/quarter or up to $40 annually. (Registration/activation required; additional terms and conditions may apply)
1Special Program Notes
The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death and Dismemberment Insurance benefits reduces by half at age 70.
2Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
3Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Fees
A $7.00 Monthly Fee Applies.
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Legendary Plus Checking
A checking account with unlimited check writing that rewards you by helping protect you and your finances, providing helpful ways to save and offering big rewards on everyday purchases.
Personalized Checks
Receive up to two boxes specialty imprinted checks annually at no additional cost to you. Additional check options are available at a 40% discount.
Cashier’s Checks and Money Orders
These secure, convenient instruments are available to you with service charge fee waived.
Accidental Death and Dismemberment Insurance1
You’ll be protected with up to $20,000 of 24-hour Accidental Death and Dismemberment Insurance, up to $10,000 spouse and up to $1,500 each dependent child Accidental Death & Dismemberment coverage.
IDProtect®
Identity theft monitoring and resolution service2 that includes credit file monitoring, access to your credit score3, monitoring of over 1,000 public databases, identity theft expense reimbursement1, fully managed resolution services, and more. (Registration/activation required)
Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required)
Cellular Telephone Protection1
Receive up to $600 of replacement or repair cost. (Up to two claims and maximum of $1,000 per twelve-month period. Cellular telephone bill must by paid using this account.)
Health Discount Savings
Enjoy savings on vision, dental services, and prescriptions. This is NOT insurance. (Registration/activation required)
$hopping RewardsTM
Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required, available via mobile and web only)
Travel and Leisure Discounts
Save big with deep discounts at thousands of local and national businesses. (Available via mobile and web only)
Roadside Assistance1
24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two events per twelve-month period.
Cash Back Member Rewards
You can earn 10% cash back on our everyday purchases – such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards – up to $100 each quarter for a total cash back of up to $10/quarter or up to $40 annually. (Registration/activation required; additional terms and conditions may apply)
Unlimited Checking
With Legendary Plus Checking there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Legendary Plus Checking ID card.
1Special Program Notes
The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death and Dismemberment Insurance benefits reduces by half at age 70.
2Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
3Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Fees
A $9.00 Monthly Fee Applies.
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Legendary 55 Checking
An age 55+ checking account that rewards you with helping protect you and your finances along with travel and leisure discounts.
Just a $200 Minimum Balance
When you keep a $200 minimum daily balance, you will avoid the monthly fee. Should your balance drop below $200, a monthly fee of $7.00 will be charged.
Cashier’s Checks and Money Orders
These secure, convenient instruments are available to you with service charge fee waived.
Common Carrier Accidental Death Insurance1
You’ll be covered for up to $100,000 in Accidental Death Insurance when you travel by licensed Common Carrier.
Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required)
Travel and Leisure Discounts
Save big with deep discounts at thousands of local and national businesses. (Available via mobile and web only)
Unlimited Checking
With Legendary 55 Checking there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Legendary 55 Checking ID card.
1Special Program Notes
The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts.
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Legendary 55 Plus Checking
An age 55+ interest bearing checking account with unlimited check writing that rewards you by helping protect you and your finances, providing helpful ways to save and offering big rewards on everyday purchases.
Earn Interest
Your checking account will earn interest with a $2,500 or greater daily balance.
Personalized Checks
Receive up to two boxes specialty imprinted checks annually at no additional cost to you. Additional check options are available at a 40% discount.
Cashier’s Checks and Money Orders
These secure, convenient instruments are available to you with service charge fee waived.
Accidental Death and Dismemberment Insurance1
You’ll be protected with up to $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.
IDProtect®
Identity theft monitoring and resolution service2 that includes credit file monitoring, access to your credit score3, monitoring of over 1,000 public databases, identity theft expense reimbursement1, fully managed resolution services, and more. (Registration/activation required)
Debit and Credit Card
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required)
Cellular Telephone Protection1
Receive up to $400 of replacement or repair cost. (Cellular telephone bill must by paid using this account.)
Health Discount Savings
Enjoy savings on vision, dental services, and prescriptions. This is NOT insurance. (Registration/activation required)
$hopping RewardsTM
Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required, available via mobile and web only)
Travel and Leisure Discounts
Save big with deep discounts at thousands of local and national businesses. (Available via mobile and web only)
Cash Back Member Rewards
You can earn 10% cash back on your everyday purchases – such as groceries, household supplies, entertainment. Save your receipts and submit quarterly for cash back rewards – up to $100 each quarter for a total cash back of up to $10/quarter or up to $40 annually. (Registration/activation required; additional terms and conditions may apply)
Unlimited Checking
With Legendary 55 Plus Checking there are no per-check charges.
24-Hour ATM banking
With your 24-hour banking card all your transactions are safe, confidential – and fast.
Member Benefits Online
If you have Internet access, you’ll have immediate, 24-hour-a-day online access to your program benefits.
Notary Service
Use our notary service at no additional charge. We’ll be happy to notarize your official documents. Just present your Legendary 55 Plus Checking ID card.
1Special Program Notes
The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Accidental Death Insurance is offered through the insurance company named on the Certificate of Insurance. Coverage is divided equally among owners of joint accounts. The 24-Hour Accidental Death and Dismemberment Insurance benefits reduces by half at age 70
2Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
3Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Fees
A $5.00 Monthly Fee Applies.
