March 10, 2010
Personal Savings
Savings
At a glance
A secure, FDIC insured, interest bearing savings account.
Best For
Individuals who want quick access to their funds while still earning a competitive interest rate.
Features
A variable interest rate that may change weekly, not tied to any index. Interest is compounded quarterly and paid each February, May, August and November. Customers with a checking account at Legends Bank may access their savings account through their ATM or MasterMoney debit card for cash withdrawals from ATM machines. Withdrawals generally limited to 6 per month.
Minimum Balance
None
Fees
No maintenance fee if the account maintains an average daily balance during a month of over $50. Otherwise a monthly maintenance fee of $2.00 is imposed. An excess withdrawal fee of $1.00 is charged for each withdrawal in excess of 6 per month.
Christmas Club
At a glance Christmas Club is a convenient way to save all year for those Christmas expenses. Set up for weekly deposits, the account grows throughout the year through your own deposits and through interest accruing on the account. The bank automatically sends you a check in October for the account balance - just in time to start serious Christmas shopping.
See or call any of our account representatives for more details.
Vacation Club
At a glance
Vacation Club is a convenient way to save all year for those vacation expenses. Set up for weekly deposits, the account grows throughout the year through your own deposits and through interest accruing on the account. The bank automatically sends you a check in May for the account balance - just in time to enjoy those summer vacations.
See or call any of our account representatives for more details.
